In health insurance there are specific conditions, treatments, or circumstance that are not covered under the policy, and we call them general exclusion. These exclusions outline the medical treatments the insurer will not reimburse. Typical general exclusions in health insurance include: Pre-Existing conditions, Cosmetic treatments, Fertility treatments & contraception, Pregnancy or childbirth, Experimental or unproven treatments, Self-inflicted injuries, illnesses or incidents arising out of Alcohol or unprescribed Drug consumption, etc.