I Cancelled My Trip. Am I Covered?

Overview

If you need to cancel your trip, Laferla Travel Insurance may cover your losses but only under certain conditions.

When Does Travel Insurance Cover Trip Cancellation?

• Medical Emergencies – If you, a travel companion, or a close family member falls seriously ill or is injured before departure.
• Death of a Close Family Member – If a relative passes away before your trip.
• Unexpected Jury Duty or Court Summons – If you’re legally required to be present.
• Serious Home Damage – If your home is affected by fire, flood, or burglary before your trip.
• Other Specifically-Covered Events – As stated in your policy.
  
   

When Am I NOT Covered for Trip Cancellation?

1. If you simply change your mind about traveling.
2.  If you cancel due to work commitments or lack of leave approval.
3.  If the reason for cancellation was known before booking.
4. If the airline or travel provider offers a refund or alternative trip.
   
    

What Costs Can I Claim?

• Pre-paid flights, hotels, and excursions that are non-refundable.
• Travel agency fees, if applicable.
• Extra cancellation charges, as per policy limits.
   

How to Make a Claim?

• Cancel your booking with the airline/hotel and request any available refunds.
• Obtain proof regarding the reason for cancellation (medical certificates, airline confirmations, etc.).
• Submit your claim to Laferla with all required documents.
   

For specific coverage limits, check your policy or contact support on [e-mail] to submit a ticket.