If your home is damaged by a storm, Home Insurance can, depending on your policy, help cover the cost of repairs.
⛈️ What’s Covered?
✔️ Structural Damage – Roof, walls, windows, and doors damaged by strong winds or heavy rain.
✔️ Flooding – If water enters your home due to a storm.
✔️ Fallen Trees – Damage caused by trees or debris hitting your property.
✔️ Temporary Accommodation – If your home becomes uninhabitable.
⚠️ What’s Not Covered?
❌ Gradual wear and tear (e.g., old roofs not properly maintained).
❌ Damage due to lack of proper home maintenance.
❌ Water seepage that occurs slowly over time.
📝 How to Make a Claim
1️⃣ Take photos of the damage immediately.
2️⃣ Secure the property to prevent further damage.
3️⃣ Contact Laferla’s claims team and provide supporting documents.
4️⃣ Arrange for repair estimates if required.
💡 How to Protect Your Home from Storms?
✔️ Regularly inspect your roof and gutters.
✔️ Trim trees near your home to avoid falling branches.
✔️ Ensure doors and windows are secure before storms.
For full details on storm damage cover, check your policy document or contact our team.