Overview
If your home is damaged by a storm, Home Insurance can, depending on your policy, help cover the cost of repairs.
What’s Covered?
- Structural Damage – Roof, walls, windows, and doors damaged by strong winds or heavy rain.
- Flooding – If water enters your home due to a storm.
- Fallen Trees – Damage caused by trees or debris hitting your property.
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Temporary Accommodation – If your home becomes uninhabitable.
What’s Not Covered?
- Gradual wear and tear (e.g., old roofs not properly maintained).
- Damage due to lack of proper home maintenance.
- Water seepage that occurs slowly over time.
How to Make a Claim?
- Take photos of the damage immediately.
- Secure the property to prevent further damage.
- Contact Laferla’s claims team and provide supporting documents.
- Arrange for repair estimates if required.
How to Protect Your Home from Storms?
- Regularly inspect your roof and gutters.
- Trim trees near your home to avoid falling branches.
- Ensure doors and windows are secure before storms.
For full details on storm damage cover, check your policy document or Contact support on info@laferla.com.mt to submit a ticket.