Overview
Yes! Laferla offers Landlord Insurance for property owners who live outside Malta but rent out property on the island.
What’s Included in Landlord Insurance?
- Buildings Cover – Protection against fire, floods, and accidental damage.
- Contents Cover – If you provide furnished rentals.
- Loss of Rental Income – If your property becomes uninhabitable due to an insured event.
-
Legal Liability Cover – Protection if a tenant or visitor gets injured due to a property defect.
Key Considerations for Non-Resident Landlords
- Appoint a Local Contact – Having a trusted person in Malta (a property manager or lawyer) helps with
- Inform Laferla if the Property Will Be Vacant – If unoccupied for more than 90 days, special conditions may apply.
-
Ensure Your Rental Agreement is in Place – Proof of tenancy may be required for claims related to rental income loss.
How to Get Covered?
- Contact Laferla for a quote.
- Provide property details and confirm your residence status.
- Choose the right policy options based on your needs.
- Set up payment, and your property is insured!
For more details or a personalised quote, contact support on info@laferla.com.mt to submit a ticket.