Yes! Laferla offers Landlord Insurance for property owners who live outside Malta but rent out property on the island.
🏡 What’s Included in Landlord Insurance?
✔️ Buildings Cover – Protection against fire, floods, and accidental damage.
✔️ Contents Cover – If you provide furnished rentals.
✔️ Loss of Rental Income – If your property becomes uninhabitable due to an insured event.
✔️ Legal Liability Cover – Protection if a tenant or visitor gets injured due to a property defect.
📌 Key Considerations for Non-Resident Landlords
✅ Appoint a Local Contact – Having a trusted person in Malta (a property manager or lawyer) helps with property maintenance and claims.
✅ Inform Laferla if the Property Will Be Vacant – If unoccupied for more than 90 days, special conditions may apply.
✅ Ensure Your Rental Agreement is in Place – Proof of tenancy may be required for claims related to rental income loss.
📝 How to Get Covered?
1️⃣ Contact Laferla for a quote.
2️⃣ Provide property details and confirm your residence status.
3️⃣ Choose the right policy options based on your needs.
4️⃣ Set up payment, and your property is insured!
For more details or a personalised quote, reach out to our team today.