Overview
Laferla Home Insurance allows you to customise your policy with optional extras to enhance your coverage. These add-ons provide extra protection based on your needs.
What Optional Extras Are Available?
- Accidental Damage Cover – Protects against unintentional damage to your home or contents (e.g., spilling paint on carpets, broken furniture).
- Personal Belongings Cover – Covers valuables outside the home, such as jewellery, laptops, and cameras (EU or worldwide cover available).
- Trace & Access Cover – Pays for locating hidden leaks in walls or floors.
- Alternative Accommodation – Covers temporary housing if your home becomes uninhabitable due to an insured event.
- Outbuilding & Garden Cover – Extends protection to garages, sheds, fences, and outdoor furniture.
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All Risks Cover – Provides wider protection for high-value items against theft, accidental loss, or damage.
Why Add Optional Extras?
- Standard policies have coverage limits, and extras help fill any gaps.
- You can tailor your policy based on your home’s unique risks.
- Some add-ons increase claim limits for specific valuables.
How to Add Extras to Your Policy?
- Review your existing coverage and identify any gaps.
- Contact Laferla to discuss available add-ons.
- Get a personalised quote and update your policy.
For more details on optional extras, contact support on info@laferla.com.mt to submit a ticket.